Don’t be too proud to declare you have a crisis. The longer you wait the worse the problem will get. Take action! Interest is a bottomless pit that will drag you deeper and deeper into debt. Make sure you study the fine print and total costs when taking out loans...
As a debt counsellor I encounter many different approaches people try when they are over in-debted. One of the most asked questions I get is what will they do if I simply do not pay my debt. Below is a brief description of the steps the credit providers will take...
Debt Counselling is a process which became law back in 2006. The Department of Trade & Industry conducted extensive research to determine the causes of over indebtedness. Soon after this, the new National Credit Act (NCA) was introduced. The National Credit...